Collect payments easily online

PostFinance SmartCommerce

Selling your products or services online, launching donation appeals or collecting membership fees online is very straightforward, and no technical knowledge is required. SmartCommerce enables you to start doing business online right away, ensuring you’re always a step ahead of your competitors.

Make sales online today

Integrated methods of payment

You don’t have to enter into any contracts or set up technical connections – all common methods of payment in Switzerland are already integrated.

No technical knowledge required

SmartCommerce is a simple and practical solution. You don’t need any programming knowledge to get off to a successful start.

Fixed commission fee

The commission fee is independent of the method of payment selected by the customer. There are no hidden costs for you.

No updates required

The software is always the latest version so you don’t have to carry out any updates. All upgrades and new features are immediately active.

Send online invoices

Send payment links with all the relevant details via e-mail or social media for online payments of membership fees, for example.

Just one contact person

We provide you with support five days a week and monitor the system around the clock.

Sell anything online everywhere

You can sell products, services, subscriptions, event tickets, vouchers and digital goods, or launch donation appeals – all via SmartCommerce.

No website needed

Thanks to the unique URL ( of the individual payment form or the mini-shop, you don’t need a website but have the option of integrating the page into your existing site.

A brief overview of the top tools


SmartCommerce is an all-in-one solution for your online shop: shopping basket, checkout and payment – all on one webpage. The easy-to-use solution means you don’t need any programming knowledge. Selling your products and services online is very straightforward.

Digital invoicing

Create secure and individual payment links with your own URL. These links contain all the details required for payment, such as the currency, amount and other user-defined fields.
All common methods of payment (PostFinance payment types, Visa and Mastercard) are already integrated and have a standard commission rate. You also have the option of activating PayPal. The fixed commission fee does not apply to PayPal.

Functions you’ll find indispensable in future

Fast and easy shopping

Customers select the products they want, put them in the shopping basket, enter their contact details in the pre-defined fields and make the payment – all on one webpage.

Your personal design

You can modify your webshop by creating an individual design and adding your organization’s own logo in a few simple steps in the settings.

E-mail marketing

Send e-mails to your customers and create a link to your webshop. In this way you can make special offers available to your customers.

Social media

Share your individual link on social media to promote your page and special offers.

User-friendly management

You can list and sell your products and services and promote your donation campaigns in your webshop in just a few clicks – all in the same place.

Optimized for search engines

Thanks to detailed optimization options, your webshop is ideally geared to search engines such as Google. You’ll easily find new customers online.

Selling to mobile users

The webshop automatically adapts to the terminal, whether it’s a PC, tablet or smartphone. Your customers therefore enjoy an optimal shopping experience.

Discount vouchers

Create discount vouchers worth set amounts or offer percentage-based deductions. Your customers simply enter the code on the page to take advantage of the offer.


  • Companies must be based in Switzerland or Liechtenstein
  • PostFinance business account in CHF (account can also be opened after online registration)
  • Smartphone for the login

Sectors excluded from SmartCommerce

  • Gambling / competitions / auctions
  • Air transport services
  • Money transfer
  • Telecommunications services
  • Tobacco
  • Pharmaceutical products
  • Firearms / imitation firearms
  • Adult services
  • Loading other payment methods

Cost of the full version

  • Monthly subscription fee: CHF 24.50 excl. VAT
  • Fixed commission fee: 2.5% per payment
  • One-time set-up fee: CHF 295 excl. VAT

The package may be cancelled at the end of each month.